Funding Stage

Exit

Writing for founders thinking about an exit: valuation, multiples, term sheets, and what happens in the final 90 days.

39 articles

170

Understanding Term Sheets: Key Clauses Every Founder Must Know

A term sheet outlines the terms of investment. Economic terms (valuation, liquidation preferences) determine how much you own post-exit. Control terms (board seats, drag-along…

Fundraising 10 min read
168

SaaS Unit Economics Explained: CAC, LTV, and Payback Period

Unit economics determine if your SaaS business is sustainable. CAC (Customer Acquisition Cost), LTV (Lifetime Value), and payback period show whether you can afford to grow. A…

Unit Economics 10 min read
166

How to Build a 5-Year Financial Model for Your Startup

A financial model projects your revenue, expenses, and cash runway for five years. Investors expect three statements: P&L, cash flow, and balance sheet. Use bottom-up forecasting…

Financial Modeling 12 min read
161

How to Value a Small Business When There Are No Comparables

Five practical valuation methods for small businesses: EBITDA multiple, revenue multiple, discounted cash flow, asset-based, and the buyer reality test. With worked examples and…

Exit Planning 11 min read
159

Installment Sales: How to Defer Exit Taxes Legally Over Multiple Years

Installment sales under IRC Section 453 let you spread capital gains recognition across multiple tax years, potentially saving hundreds of thousands in taxes on a single exit.

Exit Planning 12 min read
158

Quality of Earnings: What the QofE Report Reveals and How to Prepare for It

The QofE report is the single most important document in buyer due diligence. It either validates your EBITDA or destroys your valuation. Running a sell-side QofE first gives you…

Exit Planning 13 min read
157

Working Capital Adjustments: The Number That Changes Between Signing and Closing

Working capital adjustments are where 5-15% of deal value gets negotiated after the headline price is agreed. Most founders do not understand this mechanism until closing day.

Exit Planning 12 min read
144

When the Best Exit Is Not Selling: Dividends, Recapitalisation, and Holding

When annual distributions exceed 5% of the offered purchase price, the mathematics favour keeping the business. Dividend recaps and building for optionality.

Exit Planning 9 min read
143

Managing Wealth After a Liquidity Event: The First-Year Playbook

Do nothing for 90 days. Assemble a wealth team. Separate operating capital from investment capital. Avoid the common post-exit financial mistakes.

Exit Planning 10 min read
142

The Psychology of Selling Your Company: Identity Loss and What Comes After

The emotional dimension founders underestimate. Identity loss, grief, sudden wealth syndrome. Plan for the psychological transition before the financial one.

Exit Planning 10 min read
141

Small Business Exits Under $10M: What Is Different and What Still Matters

Most exits happen at this size. SBA-financed buyers, SDE vs EBITDA, owner-operator transition. Typical multiples: 3-5x SDE.

Exit Planning 9 min read
140

SaaS Exit Multiples: What Drives Valuation for Recurring Revenue Businesses

ARR multiples vs EBITDA multiples. Rule of 40. NRR above 115% triggers premium multiples. Below $5M ARR, buyers revert to EBITDA valuation.

Exit Planning 10 min read
139

Telling Employees About the Sale: When, How, and What to Expect

Get communication wrong and key people leave during diligence. Get it right and they become champions. Legal constraints, timing, and retention strategies.

Exit Planning 10 min read
138

Handling Unsolicited Acquisition Offers Without Leaving Money on the Table

An unsolicited offer is a signal, not a timeline. How to evaluate, respond, and either engage or defer. Never negotiate from weakness.

Exit Planning 9 min read
137

The Two-Year Exit Countdown: A Quarter-by-Quarter Preparation Timeline

24-month roadmap: months 1-6 assessment, 7-12 remediation, 13-18 positioning, 19-24 execution. Start preparing today whether selling in two years or ten.

Exit Planning 11 min read
136

Asset Sale vs Stock Sale: How Deal Structure Affects Your Take-Home

Deal structure can swing net proceeds by 5-15%. Buyers prefer asset sales for the tax step-up. Sellers prefer stock sales to avoid double taxation.

Exit Planning 10 min read
135

QSBS: The Most Valuable Tax Provision Most Founders Miss

Section 1202 Qualified Small Business Stock can exclude up to $10M or 10x basis from federal capital gains. Must be structured correctly before exit.

Exit Planning 10 min read
134

Due Diligence Survival Guide: What Buyers Investigate and How to Prepare

Financial, legal, commercial, technology, and HR diligence workstreams. Every risk discovered during diligence becomes leverage for price reduction.

Exit Planning 11 min read
133

The Confidential Information Memorandum: How to Write a CIM That Sells

The CIM is your company's first impression on potential buyers. Structure, content, and what to leave out. Investment thesis backed by data.

Exit Planning 10 min read
132

How to Create Competitive Tension in Your Exit Process

Running a structured sale process with multiple interested parties drives up price by 20-40% compared to single-buyer negotiation.

Exit Planning 9 min read
131

Earnouts, Escrows, and the Money You Might Never See

The 30-44% gap between headline price and what hits your bank account. Escrow holdbacks, earnout structures, working capital adjustments, and seller notes.

Exit Planning 10 min read
130

The PE Rollover: How the Second Bite Can Double Your Exit Returns

PE acquisitions involve retaining 20-40% equity for the second exit. Lower cash at close but potentially higher total returns over 3-5 years.

Exit Planning 10 min read
129

Strategic vs Financial Buyers: How to Choose and What Each One Means for Your Exit

Strategic acquirers offer 90-100% cash at close. PE firms offer 60-80% with rollover equity. The second bite can double total returns.

Exit Planning 11 min read
128

Reducing Founder Dependence: The Twelve-Month Roadmap to a Sellable Business

Founder dependence is the most common value destroyer under $50M. The typical penalty: 1-2 full turns of EBITDA. The two-week absence test proves progress.

Exit Planning 10 min read
127

Customer Concentration Risk: How It Destroys Exit Value and How to Fix It

If a single customer represents more than 15% of revenue, expect a multiple discount. Over 40%, many buyers walk away entirely. Remediation takes 12-24 months.

Exit Planning 9 min read
126

Building a Data Room That Closes Deals: The Seven-Category Framework

Corporate, financial, customers, legal, HR, technology, and operations. 40-80 hours over 4-8 weeks. A complete data room accelerates diligence by 2-4 weeks.

Exit Planning 10 min read
125

The Metrics That Move Exit Multiples and How to Improve Them

NRR, gross margin, CAC payback, and customer retention are valuation levers, not reporting tools. Track monthly, improve deliberately, present the trend.

Exit Planning 9 min read
123

How Buyers Actually Price Private Companies: The Three Valuation Frameworks

EBITDA multiples, revenue multiples, and DCF analysis. When each applies, what drives multiples up and down, and the size premium effect.

Exit Planning 11 min read
122

What Makes a Company Worth Buying: The Seven Pillars of Exit Readiness

Buyers evaluate seven dimensions: financial clarity, revenue quality, unit economics, operational independence, legal cleanliness, growth trajectory, and defensibility.

Exit Planning 10 min read
121

The Six Exit Paths Every Founder Should Understand Before Selling

Strategic acquisition, PE rollover, IPO, secondary sales, MBO/ESOP, and keep-and-distribute. Each path has different economics, obligations, and suitability.

Exit Planning 11 min read
120

Why Most Founders Leave Money on the Table When Selling Their Company

70% of founders spend no time on exit planning. The cost: lower valuations, worse deal structures, and avoidable tax burdens. Exit is a 24-month process, not an event.

Exit Planning 10 min read
119

Exit Proceeds Estimator: How to Calculate Founder and Investor Payouts

Liquidation preferences, participation rights, waterfall calculations, and what founders actually take home after preferences and escrow.

Tool Guides 13 min read
103

Post-Acquisition Finance: What Happens to Your Cap Table, Escrowed Funds, and Earnouts

Most acquisitions include escrow and earnouts. These create cash flow timing issues and tax complexity for shareholders.

Founder Stories 11 min read
077

Net Revenue Retention: The Number That Predicts Everything

Net Revenue Retention (NRR) measures how much revenue from an existing cohort of customers grows or shrinks over time, accounting for churn, contraction, and expansion. An NRR…

Unit Economics 5 min read
076

Why Blended CAC Is a Lie (And How to Model It by Channel)

Blended CAC --- total sales and marketing spend divided by total new customers --- is a useful headline number and a misleading operational metric. It obscures which channels are…

Unit Economics 5 min read
075

CAC, LTV, and Payback Period: Calculated Correctly for Once

CAC, LTV, and payback period are the three most cited unit economics metrics in venture capital conversations --- and the three most frequently calculated incorrectly. CAC must…

Unit Economics 5 min read
057

The Cohort Method for Revenue Forecasting: The Most Accurate Way to Predict Startup Revenue

Cohort-based revenue forecasting groups customers by the month they were acquired and tracks each group's revenue contribution over time. It is the most accurate forecasting…

Financial Modeling 6 min read
038

The Exit Readiness Bible: The Complete Playbook From Preparation to Post-Close

The definitive guide to exiting your company. Covers valuation, the 24-month countdown, deal structure, tax planning, due diligence, and post-close wealth management. 34 chapters…

Deep Dives 60 min read
004

Raise When You Don't Need To, Sell When You Don't Have To

The single most underrated principle in startup finance is timing. Raising capital from a position of strength produces better terms, better relationships, and better decisions.…

Fundraising 6 min read